The first real DeFi alternative to a bank account

A decentralized, fully insured, interest-bearing deposit account on chain, with higher rates than in a bank.

We remove costly inefficiencies in deposit banking through a unique combination of decentralization + blockchain + insurance.


  • High, stable returns on fiat & crypto.
  • Fully insured deposits + returns. No limit.
  • Insurance is bankruptcy remote.
  • Regulated in Switzerland.

The business advantage

The first serious product that links crypto to the real economy. The first serious challenger to the $60.5 trillion core deposit industry.
A tangible DeFi product, created to solve the real-world problem of low rates on bank accounts, designed for mass adoption.